How it works

Verification without document collection

Yimi replaces payslips, bank statements, and email back-and-forth with consent-driven orchestration across trusted data sources.

Orchestrated verification, not aggregation

Yimi does not store payroll data or documents. Instead, it coordinates verification requests across employers, payroll systems, and trusted data sources — returning only structured outcomes.

  • ✔ No document uploads
  • ✔ No central payroll database
  • ✔ Explicit consent at every step
  • ✔ Source-attributed verification results

Step-by-step: what happens in practice

1. Bank initiates a verification request

During a loan or account application, a bank officer creates a verification mandate in Yimi, defining purpose and scope.

2. Borrower receives a consent request

The applicant is asked to approve exactly what information will be verified, by whom, and for what purpose.

3. Consent is explicitly approved

Once consent is granted, Yimi is authorised to initiate verification across relevant sources.

4. Yimi orchestrates data sources

Verification requests are routed to employers, payroll systems, or trusted data providers — without moving raw data.

5. Structured outcomes are returned

The bank receives employment and income outcomes with trust level, source attribution, and audit metadata.

What the bank actually receives

Employment statusVerified
EmployerAcme Holdings
Monthly incomeR42,000
Trust levelHigh
Source verified • Timestamped • Auditable

See it from every perspective